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FHA Loans
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FHA LOANS
With a fully insured government FHA or VA loan, even customers with some rough spots on their credit could qualify for a great interest rate. And customers with good credit can benefit from better loan to values and often better rates than conventional loans.
* Low fixed monthly payments
* Liberal credit score requirements
* Purchase up to 96.5% Loan to Value with gift money down payment options
* Cash out refinance up to 85% Loan To Value with no rate adjustments for most programs
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Refinance
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REFINANCE
Apply now for a low cost REFI from Upstate Mortgage.
* Consolidate high-interest credit cards and loans
* Reduce your monthly payments and/or your remaining term.
* Get cash out for any reason
* Keep more cash in your pocket every month
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Convert You ARM to a Fixed Rate
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CONVERT YOUR ARM TO A FIXED RATE
Don't be stuck in that rising ARM rate - Convert now before the rates go up!
* Enjoy peace of mind knowing your mortgage payment will not increase
* Lock in to a low, fixed rate
* Possibly lower your monthly payments
* Get cash out at the same time
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SC State Housing Program
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SOUTH CAROLINA STATE HOUSING PROGRAM
We are one of the select mortgage companies to offer this outstanding program just for South Carolinians to purchase their dream home.
* Assistance up to $5000 provided for down payment or closing costs
* Special programs for Teachers and others - subject to availability - up to $7000 available !
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USDA Rural Housing
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USDA RURAL HOUSING LOANS
**Program on hold pending funding from the US Government - check back soon for updates !
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Construction/Renovation Loans
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RENOVATION LOANS
Whether building your perfect home or just fixing up the old one, we have some great options.
** LOAN PROGRAM TEMPORARILY UNAVAILABLE
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Commercial Loans
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COMMERCIAL LOANS
Having trouble obtaining a commercial loan with your local bank? We have alternative financing for your commercial loan.
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Consolidate Debts/2nd Mortgages
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CONSOLIDATE DEBTS/2nd Mortgages
Refinance, do a combo loan or stand alone Equity Line or 2nd Mortgage. There are several options for the cash you need. Call us today!
* Low monthly payments
* Simplify your finances and get tax deductibility
* Look into a prime based home equity line of credit for a low payment and money available for future use
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